Banking is a vital part of the economy today. Long gone are
the days our grandparents hid money under the mattress or in a hole in the
ground, dozens of institutions have cropped up enticing people to join their
institutions with promises of high savings
interest and low loan rates. It is undeniable that they keep your money
safe and put it to good use but before choosing your bank, it is important to look
at what services they offer and their record of accomplishment as well.
Access and control through various media
Innovation in the banking
sector has made operating an online
account and online banking possible to give account holders total control
of their accounts. Bank websites have portals that give you access to the
information you need and enables you to transfer funds and pay your bills from
the comfort of your home or office. You can also keep track of your balance,
transaction history and card spending from up to 12 months back. The portal
user is assured of internet security by the double security system and SMS
confirmation process
Investments
The banking sector recognizes the fact that it is more
practical in the long term to be a homeowner than a renter, which is why many
institutions have created specific packages geared toward this need. Three
products cater to this; graduated home loan, ideal mortgage and the standard housing loan. Each package is suited
for people from diverse backgrounds and it is always advisable to get a
professionals opinion before you apply for a house loan. Click here.
Insurance
Insurance is a form of risk management and although the
government mandates some policies, a must it is important to consider other
packages as well. Home, health, accident and life cover are important since are
designed to take care of you and your family when you no longer can. Health
cover also gains you quality medical services at the best institutions to
ensure you get better as soon as possible, your bills are paid in full and
incase of hospitalization you get a payout to compensate the salary lost. Each
package is customized and signed to a beneficiary of the policyholders
choosing.
Credit card application
Plastic money or credit card, as it is commonly referred to,
is a necessity. The card is swiped to pay bills and do some online shopping or
make reservations. Besides being safer to carry that ordinary cash the cards
are also sanitary due to their personalized use and minimize germ transfers.
They are available in different forms to satisfy specific customer need they
are; gold visa cards, platinum, titanium, platinum and world master cards. Each
card has specific charges, benefits and monthly limits in accordance to your
account size as well as company policy.
The Mach by Hong Leong bank of Malaysia strives to ensure that it exceeds
all your expectations by providing top quality services. The institution is
widely known for its philanthropic work as well as immaculate attention to
detail when it comes to the welfare of its clients. Qualified professionals are
also on hand to offer advice and answer all your questions on issues like
loans, Islamic financing, cash management or credit card application to ensure that your working relationship is
smooth all the way.
